Despite an overall positive future outlook, the country's slowing growth, the state of the global economy and the government's fiscal policies remained the main concerns of Chinese investors.
Unlike investors from more mature economies, who tend to take a longer-term approach to their investment planning, Chinese investors still prefer to focus on short-term investment goals.
Fifty-one percent said they look no further than a year ahead, making the country home to some of the world's most shortsighted investors, said the report.
"While markets are performing strongly it is always tempting to focus investment strategies on short-term gain," said Wang.
"While there is always a place for this type of investment, it is clear that long-term investment and provision for retirement needs to be more of a priority for people to secure their financial future."
The survey also showed Chinese investors' overseas ambitions had grown steadily in recent years. It said 23 percent of respondents' investments were made outside of China in 2014, and that they expected that level to remain largely unchanged this year (25 percent) and in five years (29 percent).
Asked about preferred overseas investment channels, the investors showed almost equal preference for making investments using their own strategies (28 percent), through exchange traded funds (27 percent) and through banks' Qualified Domestic Institutional Investor program (27 percent).
"We believe investors should hold a diversified asset portfolio, and take a long-term view of their investment strategies," said Wang, "while continually deepening their knowledge of the market."