Chinese investors tend to put money in deposits instead of investing in the markets, a report found.
The report, by Manulife TEDA Fund Management Co Ltd, polled 3,500 investors in Asia.
Chinese investors believe saving money in banks is a good option amid current market conditions, the report said.
Some 33 percent of investors said they would not invest in the stock market due to its volatility.
On average, a Chinese investor's deposit account amounts to income for three years, the research found.